Portugal Golden Visa

€500,000 Investment Program

A Complete Guide for Portugal Golden Visa Program 2026

€500,000 Investment Program
800+
Clients
€100 million​+ investment
Nationalities
40+
Nationalities
100%
Success Rate

What is Portugal Golden Visa Program ?

The Portugal Golden Visa is a residency-by-investment program that allows non-EU citizens to secure permanent residency and a path to EU citizenship through qualifying investments starting from €500,000.

Portugal’s Golden Visa offers what others don’t:

  • Just 7 days per year physical presence required: Stay just 7 days per year (14 days over two years) to maintain your status. No need to relocate full-time.
  • Exit your investment after 5 years: Exit your investment after getting your permanent residency after 5 years. Staying in the Investment is not needed for renewal.
  • Clear path to citizenship: Qualify for Portuguese citizenship after just 5 years, unlocking visa-free access to 188+ countries and the right to live, work, or study anywhere in the EU’s 27 member states.

Secure European residency without disrupting your current lifestyle or business operations.

Portugal Golden Visa: Is This Right for You?

This program is ideal if you:

Not sure if you qualify? Book a free consultation. We’ll assess your eligibility in 30 minutes.

Portugal Golden Visa Program Benefits

Low Stay Requirements

No long stays required; minimum stay of 14 days every 2 years.

Visa free
Visa-Free Travel with Your Resident Permit

Enjoy visa-free travel within the Schengen Area, including 29 European countries.

Pathway to Citizenship and Permanent Residency

After holding a Portuguese Golden Visa for 5 years, you can apply for permanent residency and eventually apply for Portuguese citizenship.

EU
Live Anywhere in EU

After getting your citizenship you can live, work and study in any of the 27 EU countries.

One Investment for the Whole Family

Bring your family members including spouse, children, parents and spouse’s parents

Able to exit your investment after 5 years

After holding the investment for 5 years, you can apply for permanent residency in Portugal and exit your Golden Visa investment.

Work authorization
Residency and Work Authorization

Your resident permit allows you to live, work, study, or run a business in the country.

Enjoy Residence Welfares

Your resident permit allows you to benefit from free public healthcare and public education from day one.

0% Tax for Non Resident

No global tax for non-residence (who stay less then 183 days/ year)

17% of New Clients from Referrals in 2025

When clients put their reputation on the line, that’s the ultimate endorsement!

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Who is Eligible to Apply?

Main applicant
Family members as dependents
  1. Spouse/partners that have lived together for more than 2 years
  2. Children under 18 years of age
  3. Children over 18 years of age who fulfil all 3 criteria
    • Single
    • Studying
    • Financially dependent
  4. Parents and spouse’s parents, over 65 years of age or financially dependent

Understanding Portugal's Golden Visa Program Through Data

Since launching in 2013, Portugal’s Golden Visa program has approved nearly 40,000 applications. The charts below, based on official SEF/AIMA data, illustrate how the program has become increasingly international over the past decade. 2024 marked a milestone with 4,990 total approvals—the highest in the program’s history—reflecting renewed global interest in Portuguese residency through investment.

Portugal Golden Visa to Permanent Residency/Citizenship Timeline

The application for the Golden Visa, along with the required documents, is submitted online through AIMA. Once your application receives approval, you and your dependents will need to attend an in-person interview at AIMA. All appointments for the main applicant and dependents can be scheduled together.

After your residence permit is issued, the initial permit is valid for two years. Upon expiration, it must be renewed, with the second permit extending your stay for an additional two years.

At the end of the fourth year, the residence permit becomes eligible for another renewal, granting another two-year validity.

After completing five years of residence and meeting the necessary criteria, you may apply for permanent residency or Portuguese citizenship. Once citizenship is granted, you will also be eligible to obtain a Portuguese passport.

Citizenship Timeline

Portugal Golden Visa Live Q&A

Portugal’s Golden Visa program has recently introduced key updates that affect how investors qualify for citizenship. Our team stays up to date with these changes to help you make smart, compliant decisions.

For the latest details on Portugal’s nationality law amendment and answers to the most frequently asked questions about the Portugal Golden Visa, read our article and video below.

Get in Touch with a Visa Specialist

We offer a free complimentary consultation via video calls to address your unique needs and questions. To book your initial consultation, simply click here, or complete the form below.

Qualified Investments for Portugal Golden Visa in 2026

Note that real estate and 1.5 million capital transfer are no longer investment options for Portugal Golden Visa starting from October 7, 2023. Currently, the Portuguese Golden Visa can be obtained through the following five investment routes:
Invest in Funds

Capital transfer of 500,000 euros or more, towards a venture capital fund, primarily focused on funding companies with a minimum maturity of five years. Furthermore, at least 60% of this investment must be directed towards commercial companies based in the national territory.

For more info on fund investment, please check out the How to invest in Portugal Golden Visa funds and The Biggest Advantage of Investing in Fund for Your Golden Visa.

Documents and general requirements from AIMA for fund investment

Invest in Company

Capital transfer of the amount of 500,000 euros, or higher, for constitution of a commercial society with head office in the national territory, combined with the creation of five permanent working jobs, or for the reinforcement of the share capital of a commercial society with head office in national territory, with the creation or keeping of working jobs, with a minimum of five permanent jobs, and for a minimum period of three years.

We have a handful of selected companies for you to invest.

Documents and general requirements from AIMA for investing in company

Invest in Arts and Heritage

Capital transfer with a value equal to or above 250,000 euros for investing in artistic output or supporting the arts, for reconstruction or refurbishment of the national heritage, through the local and central authorities, public institutions, associations & foundations, private foundations of public interest, local corporate sector organizations / associations, pursuing activities of artistic output, and reconstruction or maintenance of the national heritage.

Documents and general requirements from AIMA for investing in arts and heritages

Invest in Research Activities

Capital transfer with a value equal to or above 500,000 euros for investing in research activities conducted by public or private scientific research institutions involved in the national scientific or technologic system.

Documents and general requirements from AIMA for investing in research activities

Job Creation

The creation of, at least, 10 job positions.

Documents and general requirements from AIMA for job creation

Portugal Golden Visa Fees

Portugal’s Golden Visa program has specific fees for applying, receiving approval, and renewing a residence permit. These charges apply to every individual on the application, including both the main applicant and any dependents. The amounts listed reflect the latest available information, though AIMA may change the fees without notice.
Visa Fees

Portugal Golden Visa Application Procedures

Your roadmap to EU residency—simplified, transparent, and managed by experts every step of the way.Most families complete the entire process in 3–4 months without coming to Portugal. Our fastest case? Just 6 weeks from start to approval. Here’s how we guide you through each phase:

Step 1 – Onboarding & Strategy Session

What it is: Your personalized 60-minute video call with your dedicated lawyer and account manager to review your unique situation, family structure, and timeline—ensuring we understand every detail before starting your application.

What we handle:

  • Schedule your onboarding 60 minutes video call with your dedicated lawyer and account manager
  • Review your specific circumstances (nationality, family composition, source of funds, timeline)
  • Walk you through the complete Golden Visa process step-by-step
  • Create your personalized document checklist tailored to your situation
  • Identify any nationality-specific requirements or potential challenges
  • Provide your customised timeline roadmap

You’ll need: Fill in basic personal information form send in the kick off email. No preparation needed before the call—we’ll guide you through everything.

Timeline: Kickoff email within one business day of onboarding, video call scheduled according to your schedule, ideally within 3-5 business days of onboarding; personalized checklist delivered within 48 hours after the call

Step 2 – Your Portuguese Tax ID (NIF) (Week 1–2)

What it is: Your NIF is Portugal’s national tax identification number—required for investments, property transactions, and eventually, your residency card.

What we handle:

  • Remote NIF application (no Portugal visit required)
  • Tax representative service (our firm acts as your official representative)
  • Document certification by a lawyer

Common question: “Does getting a NIF mean that you need to file or pay tax in Portugal?”
No. Unless you spend 183+ days per year in Portugal, you’re not a tax resident and do NOT need to file or pay tax in Portugal on foreign income.

You’ll need: Passport + proof of address.
Timeline: 5–10 business days

Step 3 – Portuguese Bank Account (Week 2 – 6)

Why it matters: You’ll transfer your €500K investment from this account — Portuguese authorities require a local bank trail.

What we handle:

  • Pre-vetted bank introductions based on your nationality and investment route
  • Direct liaison with your dedicated account manager
  • Document certification and submission

Important to know: Not all banks accept all nationalities or investment types (e.g., some banks don’t work with U.S. citizens investing in funds). We match you with the right institution from the start.

You’ll need: Passport, proof of address, recent tax return, bank statement showing €500K+, source of funds documentation

You’ll need: Passport, proof of address, recent tax return, bank statement showing €500K+, source of funds documentation
Timeline: 2–4 weeks (faster if the bank has a representative office in your country)

Special Cases: You can skip this process if

Certain funds allow you to invest directly into their fund without going through a Portuguese bank.

Important to know:

  • The fund share will be custody under the fund’s jumbo account
  • The fund’s bank will issue the bank declaration
  • There may be restrictions on nationalities to go through with this pathway

What we handle:

  • Introduce you to funds that have this capability

You are investing via your IRA

Important to know:
  • You will need to roll over your IRA into a SDIRA in the US.  We can refer you to a provider
  • You will make the investment directly from your SDIRA to the fund
  • The SDIRA provider must be able to show your name as the investor (not only your SDIRA account) as this is needed for the fund’s bank to issue a bank declaration under the main applicant’s name
What we handle:
  • Introduce you to a SDIRA provide that is capable of doing the above.
  • Introduce you to funds that have this capability
Learn more about how to invest in Portugal Golden Visa with your IRA

Step 3.5 – CEO Strategy Consultation (Week 4 – 5)

What it is: A private 45-minute consultation with our CEO, an IMC (Investment Migration Council) member with a finance background who has specialised in Portugal Golden Visa fund investments for 6 years. This session happens during your bank account setup so you’re ready to invest immediately once banking is finalised.

What we cover:

  • Fund selection strategy: Review eligible investment funds, compare industry, fees, liquidity terms, and management teams
  • Investment goals alignment: Match funds to your risk tolerance, return expectations, and 5-year exit strategy
  • Immigration planning: Discuss whether you’re targeting permanent residency (Year 5) or citizenship (Year 5+), and how to structure your approach
  • Long-term optionality: Tax residency considerations, dual citizenship planning, and family legacy strategies
Why CEO involvement matters:

Fund selection is the largest financial decision in your Golden Visa journey—typically €500K invested for 5 years. Our CEO brings a finance background and deep expertise in Portugal’s investment migration landscape. As an IMC member, she adheres to the highest industry standards for due diligence, compliance, and client protection—ensuring recommendations are based on your goals, not commissions or kickbacks.

We’re not tied to any single fund provider. Our recommendations are based solely on which funds best match your financial goals, risk profile, and immigration timeline—giving you unbiased guidance you can trust.

What we analyse together:

  • Historical fund performance (3–5 year track record)
  • Management team credentials and investment strategy
  • Fee structures (management fees, performance fees, exit costs)
  • Liquidity terms (how easily you can exit after 5 years)
  • AIMA compliance status and regulatory standing
  • Diversification options (spreading across 2–3 funds if appropriate)

Common question: “How do I choose between multiple funds? What if I want to diversify?”
We will review investment strategies, Portuguese industry overview, fee structures, and exit terms. Many clients diversify across 2–3 funds to balance risk—we’ll help structure this according to the minimum investment requirements for each fund.

What you’ll receive:

  • Comparative fund analysis document
  • Fund brochures on each fund
  • Direct introductions to fund managers for video or in-person meetings (if you want to speak with them)

Timeline: 45-minute consultation, typically scheduled during Week 3-4 (while your bank account is being finalised)

Step 4 – Fund Investment & Subscription (Week 7-10)

What it is: Once you’ve selected your fund(s) we coordinate the investment transfer and subscription process.

What we handle:
  • Arrange video calls or in-person meetings with fund managers (so you can ask questions directly before committing)
  • Fund subscription paperwork preparation and certification
  • Transfer coordination between your Portuguese bank and the fund
  • Ongoing communication with fund managers during KYC review
  • Bank declaration and fund manager declaration letter procurement
You’ll need: Same documents as bank opening (passport, proof of address, tax returns, bank statements, source of funds) + fund subscription forms (we prepare these for your signature)
Timeline: 3–4 weeks for fund KYC (know-your-customer) review and transfer processing once you’ve selected your fund(s)

Step 5 – Personal & Family Documents (Week 4 – 11)

This is where timing matters. Some documents (like no criminal records) have short validity windows, so we coordinate the sequence carefully.

What we handle:
  • Guidance on all documents from your residing/ origin country
  • Timeline guidance (e.g., we’ll tell you exactly when to request your criminal record so it doesn’t expire before submission)
  • Portuguese-side documents: tax clearance, criminal record authorization, bank and fund investment declaration letters
Heads up: No criminal recordpolice reports can take 4–8 weeks in some countries, we flag this early.
Timeline: 4–8 weeks (varies by country)Note: The above is not the full list of documents, as other documents may be needed for your dependents (e.g. proof of student status, single, and dependent, retirement status and etc).

Step 6 – Online Application Submission (Week 12)

What we handle:

  • Complete AIMA portal application (we fill out every form)
  • Document upload and compliance review
  • Application tracking and status updates

Timeline: 1–2 weeks to prepare; 4 – 6 months for AIMA to schedule biometrics

Step 7 – Biometrics Appointment (6 months after application submission)

The one time you visit Portugal: You’ll provide fingerprints, photos, and pay for the card issuance fee

What to bring:

  • Passport and entry proof
  • Credit/ debit card for government fees


What we handle:

  • Appointment scheduling monitoring
  • Pre-appointment document review
  • Accompaniment for the appointment by a lawyer, On-the-ground support

Timeline: 30-minute appointment

Step 8 – Residence Card Delivery (3 months after biometric)

The finish line: Once approved, we collect your residence cards and ship them to you securely.

What you receive:

  • 2-year renewable residence permit that allows you to live, work and study in Portugal
  • Immediate Schengen travel rights
  • Pathway to permanent residency (Year 5) and citizenship (Year 5+)

Timeline: 3–4 months post-biometrics

Complete Timeline Snapshot

From beginning to your application submission

Phase Duration Can it Be Done Remotely?
NIF + Bank Account 3–6 weeks ✔ Yes
Fund Investment 3–4 weeks ✔ Yes
Document Gathering 4–8 weeks ✔ Yes
Application Submission 1 week ✔ Yes
Total time needed: 3–4 months on average | Our record: 6 weeks

From application to your first resident card

Phase Duration Can it Be Done Remotely?
Biometrics 1 day ❌ No—Portugal visit required
Card Issuance 3-4 months ✔ Yes (we ship to you)
Total time needed: 6–9 months on average | Our record: 9 months

Why This Process Works Smoothly With Us

✔ Single point of contact:
We coordinate your lawyer, bank, fund manager, and immigration authorities

✔ Proactive timeline management:
We prevent document expiration issues and bank mismatches before they happen

✔ 100% remote-capable:
Except for one biometrics appointment, you’ll never need to visit Portugal during the application

✔ Fast-track option available:
Need it done in under 2 months? We’ve done it

Ready to Start?

Book your complimentary 30-minute consultation to discuss your timeline, nationality-specific requirements, and investment options.

Portugal Golden Visa Document Checklist: What You’ll Need

Document Why It’s Needed How We Help
Valid Passport – 6+ months validity remaining Primary identity verification for immigration authorities We check expiration dates early to avoid delays
Proof of Address (utility bill, bank statement, lease) Confirms your current residence for NIF and bank account opening We certify the document
Police Clearance Certificate (apostilled, <3 months old at submission) One of the basic documents showing your criminal record We tell you exactly when to request this (too early = expires; too late = delays). We also coordinate consulate letters if your country requires them.
Recent Tax Return Banks and funds use this to verify financial capacity and source of income We certify the document
Bank Statements (showing €500K+ available funds) Proves you have liquid assets to meet investment minimums We certify the document
Source of Funds Documentation EU anti-money laundering laws require proof of where your wealth came from We create a tailored document package based on your situation (see breakdown below)

Source of Funds: What Counts?

Your documentation needs vary based on how you accumulated your investment capital:

Your Situation Documents Needed
Salaried employment Employment letter, pay stubs or bank statements showing salary deposits, tax return
Investment portfolio Brokerage statements, tax returns
Property sale Sales agreement, proof of funds transfer to your account
Inheritance Will/ probate documents/ lawyer’s letter, bank transfer proof
Gift from family Gift declaration letter, donor’s proof of fund
Cryptocurrency Exchange statements (purchase dates/amounts), blockchain records, tax filings declaring gains, proof of conversion to fiat currency
Mixed sources? Most clients have funds from multiple origins (e.g., salary + investments + property sale). We’ll help you build a comprehensive source-of-funds narrative that satisfies bank compliance.

Additional Documents for Family Members

Family Member Documents Needed
Spouse/Partner
  • Passport + proof of address
  • Marriage certificates (apostille)
  • Police clearance (apostille)
  • Unmarried partners need proof of a recognised civil union or proof of living together for more than 2 years
Children Under 18
  • Passport
  • Birth certificate (apostille)
  • Police clearance for those age 16 and over (apostille)
  • Parental consent form (if only one parent is applying)
Children over 18
  • Passport
  • Birth certificate (apostille)
  • Police clearance for those age 16 and over (apostille)
  • Parental consent form (if only one parent is applying)
  • Proof of single status
  • Proof of school enrollment
  • Proof of financial dependence (bank statements)
Dependent Parents
  • Passport
  • Birth certificate of the main applicant or spouse (apostilled)
  • Police clearance (apostilled)
  • Proof of retirement and proof of financial dependence (bank statement) for parents under the age of 65

Portugal-Side Documents (We Obtain These for You)

You don’t need to worry about these—we handle procurement:

Special Cases: When You Need Extra Documentation

If your country isn’t in the Hague Convention:
Instead of apostilles, you’ll need documents certified at the nearest Portuguese embassy/consulate. This adds 4–6 weeks—we flag this immediately and adjust your timeline.
 

If you’re a U.S. citizen:
Some Portuguese banks have additional compliance requirements for Americans (FATCA regulations). We pre-qualify you with banks experienced in U.S. client relationships.

Document Type Typical Processing Time Our Pro Tip
Passport renewal (if needed) 4–12 weeks Start immediately if expiration is within 12 months
Police clearance 2–8 weeks (varies by country) We’ll tell you the exact week to request this
Apostille 1–4 weeks (Hague countries) Faster if you use expedited services—we provide referrals
Consular certification 4–6 weeks (non-Hague countries) Budget extra time; consulates have unpredictable backlogs
Source of funds compilation 1–2 weeks Gather employment/investment records early
Most clients complete document gathering in 4–8 weeks with our guidance.

How We Simplify This Process

1. Personalized Document Roadmap

After your initial consultation, we’ll create a custom checklist based on:

  • Your nationality
  • Family composition
  • Source of funds
  • Countries you’ve lived in

You’ll know exactly what to gather—no surprises.

2. Strategic Timing Guidance

Some documents expire quickly (police reports: 3 months). Others take months to obtain (apostilles in certain countries). We sequence your document requests so nothing expires before submission.

3. Certification

Most documents need certification or apostilles/consular certifications. We will guide you through this process and we will handle the certification of documents for you.

4. Bank & Fund Liaison

Banks and funds often request “one more document” during their review process. We handle all follow-up communication so you’re not stuck in email loops.

5. Compliance Review

Before submitting to AIMA, we review your entire file for:
  • Missing signatures
  • Expired dates
  • Inconsistent information across documents
  • Formatting issues that could trigger rejections
Our pre-submission checklist has prevented 100+ potential delays for clients over the past 5 years.

Still On the Fence? Here’s Our Promise:

Your free 30-minute consultation includes:

**No hard sell. No hidden fees. No obligation.**
If we’re not the right fit, we’ll tell you and even recommend alternatives if appropriate.

**What you risk by waiting:**
**What you risk by booking a call:**

Why Families Choose The Golden Portugal

FAQ on Portugal Golden Visa Program

Is Portugal Golden Visa ending? Does Portugal Golden Visa Program still exist?

No, the Portugal Golden Visa program is not coming to an end. Although there was a significant legislative change on October 7, 2023, which terminated the real estate route and the capital transfer option of 1.5 million euros, the program is still active and continues to offer other investment routes. The most popular among these remaining routes is the fund option.

The Portugal Golden Visa requirements are very straightforward, mainly including eligible investment and  the minimum stays. Please see the details as below:

  • Make an eligible investment in Portugal under the Portugal Golden Visa program, with funds from outside of Portugal
  • Stay in Portugal for a minimum of 14 days, either consecutively or non-consecutively, within a two-year period.
  • No age restrictions
  • No educational qualifications needed
  • No specific work skills required
  • No income prerequisites

Portugal Golden Visa programs allows you to include 3 generations of family members with your application. You can include the following family members:

  • Spouse
  • Children under the age of 18
  • Children over 18 that are dependent, enrolled as student and unmarried
  • Dependent parents of the applicant or spouse
  • Siblings under the age of 18 in the custody of the applicant or spouse
  • The Portugal Golden Visa is for non EU citizens. It is ideal for you if you want the flexibility of not having to live in Portugal full-time in the immediate future but would like to initiate the process of securing an EU residency or citizenship as soon as possible.
  • You seek the assurance that your immigration journey won’t be disrupted by unforeseen events that may limit your stay in Portugal.

Here is the timeline for obtaining your first residence card for the Portugal Golden Visa, last updated in 2025: You should get your biometric appointment within 12 months of your online application.

YES! Absolutely! Apart from Naturalization, Portuguese Descent, Marriage and Partnership, The Portugal Golden Visa program is the most popular way that can lead to Portuguese citizenship for investors. Numerous real cases have demonstrated this outcome, and the program’s minimum stay requirement is only 14 days in every 2 years, making it an accessible path to achieving residency and potentially citizenship. The 5-year count is starts from your online application submission.

The biggest cost of the Golden Visa other than your investment would be the government fees. Here is the latest government fees

Initial application:
Processing fee: €618 per person
Card issuance fee: €6179 per person
For each renewal:
Processing fee: €618 per person
Card issuance fee: €3090 per person

Also, bear in mind that you will have other costs, like lawyer fees and investment-related fees. The actual fees will depend on the lawyer you choose and the investment you choose.

AIMA now accepts documents in Portuguese, English, French or Spanish.  So there is no need ​to translate documents in these languages.

You/your lawyer will be notified 30 to 90 days before your biometric appointments.

No, the appointment location will be assigned by AIMA and may include any region in Portugal, including the islands. Applicants cannot choose the location, date nor time of the appointment. Office for taking biometrics will be now be expanded to many more location points throughout the country.

You can rescheduling if you provide a valid justification, such as for medical reasons. Appointment can only be reschedule in the second half of 2025. Updated documents may also be requested.

Applicants must bring the following documents to their biometric appointment:

  • Passport
  • Proof of legal entry
  • AIMA form

Proof of legal entry can be demonstrated using one of the following:

  • A stamp at the Portuguese border.
  • A declaration of entry from the GNR/PSP police station.
  • Proof of foreign registration made by your hotel, including all applicants.

No, renewals will once again require an in-person process. A platform for requesting renewal appointments will be introduced in the coming months.

The 5-year residency count begins from the date the analysis fee for the original online submission was paid. This must be one of the best news for applicants!  Those who have applied for Golden Visa in 2020 will be able to apply for citizenship this year!  

The stay requirement only applies after your get your resident card, and you must stay the 14 days per the card’s 2 year period.  You do not have to meet any stay requirement while you are waiting for your approval and first card. 

Your lawyer can certify documents submitted online as compliant with the originals. If this certification is completed, there is no need to bring originals to the biometric appointment, except for the passport, proof of legal entry, and AIMA form.  While this is additional work for the lawyer, this may help in speeding up the approval process.  While some law firm may charge separately for this services.  We will be offering this additional services to our clients for free.

No criminal record / police report/ FBI report, birth certificates, marriage certificates, and tax ID document from your original country need to be apostille. Other documents can simply be certified by a Portuguese lawyer. While some law firm may charge separately for this services.  We will be offering this additional services to our clients for free.

Yes, as long as they fulfil these 3 requirements: single, studying and financially independent on the main applicant.

Your first Golden Visa card is valid for 2 years, which you need to meet the requirement of staying for at least 7 days during the first year. Afterwards, you can renew the Golden Visa card, and each renewed card is valid for two years, and by the law, you have to stay in the country for at least 14 days in 2 years. As long as you continue to maintain your investment, your Golden Visa card can be renewed indefinitely.

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