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Retire in Portugal 2025: A New Affordable Retirement [Video Included]

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| The Golden Portugal

Portugal has become an increasingly popular destination for foreign retirees coming via the D7 Visa to spend their golden years abroad. Known for its unique appeal, this charming country offers numerous advantages that make it a top choice for retirement.

For North Americans, retiring in Europe can be surprisingly affordable—especially in sunny Portugal. Once a hidden gem, this small nation on the western coast of the Iberian Peninsula is now recognized as one of the safest countries in the world, offering high-quality healthcare and a welcoming atmosphere with many English-speaking locals.

Retirees can enjoy a higher quality of life at a lower cost compared to their home countries, depending on their lifestyle choices. Portugal provides peace of mind with its safety, a mild climate with abundant sunshine, and a relaxing environment perfect for active retirees.

Key factors like cost of living, safety, and favorable weather draw retirees to Portugal. To help you make an informed decision, we’ve compiled the best reasons to retire in Portugal.

Top 9 Reasons to Retire in Portugal in 2025

1. The Weather

Portugal boasts mainly sunny weather and mild winters. However, don’t blindly believe those who promise 320 days of sunshine per year and winters at 20 degrees Celsius. It largely depends on the region you choose.

  • The north is rainy and humid.
  • The Algarve is warm and dry.

This diversity of climates and landscapes is one of Portugal’s strengths. While winters in Porto are milder than in Charleville-Mézières, consider the insulation quality of your home. Weather is a crucial factor when choosing a place to live, and Portugal offers options for all preferences.

2. Safety

Safety is one of the most important criteria when selecting a country for retirement. On this front, Portugal ranks among the safest in the world.

  • Rare occurrences of aggression.
  • Women can walk the streets safely at night.

While it’s essential to stay cautious, Portugal stands out for its peaceful environment, with fewer dangerous areas than many other countries.

3. Cost of Living

Portugal has a lower cost of living compared to other European countries like France or Germany.

  • You can get a Coffee for €0.90 in Lisbon.
  • And A full meal for under €12.

North Americans who choose Portugal as their home can expect to spend one-third to one-half less than they do now in their home countries, depending on where they currently reside. If you live in an expensive U.S. or Canadian city, Portugal will offer you significantly more bang for your buck. For those who live in rural, cheaper locations in North America, Portugal may come in about the same, but still offer you a better quality of life. 

4. Warm Hospitality

The Portuguese are known for their warm and welcoming nature toward foreigners.

  • You will get Friendly assistance even if you only speak basic Portuguese.

However, as in any country, some may exploit foreigners’ naivety. Be cautious when making major purchases, like property or cars, and seek reputable professionals for guidance.

5. Stunning Landscapes

Portugal, though small, offers a rich diversity of landscapes.

  • The green, mountainous north with natural parks and breathtaking views.
  • The Douro Valley, a UNESCO World Heritage site, with centuries-old vineyards.
  • The Algarve’s pristine beaches.
  • The Serra da Estrela mountains, where you can even ski.

Retirees can enjoy a wide variety of natural beauty throughout the country.

6. Rich Culture

Portugal boasts a vibrant cultural scene.

  • Museums, galleries, festivals, and concerts.
  • The fado, a UNESCO-recognized musical genre.

From Lisbon’s Belém district with its cultural landmarks to events held year-round, retirees will always find something to do.

7. Delicious Cuisine

Good food matters, and Portuguese cuisine doesn’t disappoint.

  • Fresh vegetables, locally grown rice, and an abundance of fish.
  • Influences from Africa, Asia, and South America.

While the food is hearty and flavorful, Portuguese dishes are often rich in oil, which may not suit everyone’s palate. The iconic Pastel de Nata has once again been recognized by the gastronomic platform Taste Atlas as the tastiest pastry in the world, reaffirming its status as one of the great symbols of Portuguese cuisine.

8. Healthcare

Portugal’s healthcare system is another draw for retirees.

  • Highly trained medical professionals and renowned universities.
  • Affordable private healthcare options.

Healthcare in Portugal is some of the best in the world, ranked #12 by the World Health Organization. All residents of Portugal have access to both the public healthcare system and the low-cost, private system where many medical professionals speak English. Private health insurance policies start at around $50 per person but do increase with age, pre-existing condition, and the type of policy chosen.

9. Real Estate Opportunities

Although real estate prices in major cities like Lisbon and Porto have risen, Portugal still offers affordable housing in many areas.

  • Attractive prices in less touristy regions.

However, be cautious of fraudulent agents and seek reputable agencies or legal professionals for assistance.

Conclusion

Retirement in Portugal can offer you a high quality of life in one of the safest countries in the world, with top-notch healthcare, delicious food, and warm welcoming people. And you can have all of this and more at a fraction of what retirement in North America could cost.

If you are considering a move, or have questions about the requirements to move to Portugal, or which Visa will suit you best, please feel the form below or book your free appointment with us.

Portugal says see you soon!

We have helped more than 500 families on their Portugal Golden Visa journey. 

We are also the pioneer firm to help clients to invest through funds back from 2020 until now. Come talk with us.

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